I hate that I am defending Israel when I say this because what is occurring in Gaza is tragic, but a lot of people are confusing “Genocide” for perceived “War Crimes” as defined by international law and also confusing “Hamas” for “Palestine” or the “Palestinian Authority”.

Hamas is terrorist government (similar in nature to the Taliban) that receives a lot of external funding from countries that actively wish to see the death of Israel and all Jews, making Hamas the chief perpetrators of Genocide in this conflict despite how ineffective they have been in their goals.

Israel was attacked by this terrorist government, and is now defending itself with the expressed war goal of destroying Hamas. While Israel has had a tenuous relationship with the Palestinian people (namely the government’s active efforts to limit the Palestinian Authority and drag their feet on grant the PA more autonomy and their own state which is deplorable and inexcusable), they do not and have not wished to kill an entire culture of people.

Complicating matters, Hamas commonly employs warfare techniques that go against the Geneva Convention like placing government and military headquarters in basements of protected buildings like Hospitals and places of worship. The moment they do that, and abuse those international recognized sanctuaries, they become legitimate military targets leading to the tragic deaths of unwitting civilians.

People can object to the war on the grounds that war is tragic and results in many civilian casualties, but to make meritless claims is detrimental to both international institutions and to the definition of a Genocide. South Africa calls what Israel is doing a genocide, but also explicitly looks the other way with Ukraine and continues to forge close ties with Putin? (For the record, Russia’s actions in Ukraine are also not considered genocide under it’s strict international definition, but they have been found guilty of war crimes).

Israel has an internationally recognized right to defend itself, and it is doing that by dismantling Hamas through force. The Palestinian people are unfortunately caught in the crossfire. With that said, Israel’s methods to this end are not above criticism, and they have faced pressure from the US and Biden to limit civilian casualties wherever possible, and use ground forces to directly attack Hamas rather than relying on airstrikes that have resulted in many innocent deaths.

For those reading who think all war is bad, I’ll leave you with this quote from John Stuart Mills:

War is an ugly thing, but not the ugliest of things: the decayed and degraded state of moral and patriotic feeling which thinks that nothing is worth a war, is much worse. When a people are used as mere human instruments for firing cannon or thrusting bayonets, in the service and for the selfish purposes of a master, such war degrades a people. A war to protect other human beings against tyrannical injustice; a war to give victory to their own ideas of right and good, and which is their own war, carried on for an honest purpose by their free choice, — is often the means of their regeneration. A man who has nothing which he is willing to fight for, nothing which he cares more about than he does about his personal safety, is a miserable creature who has no chance of being free, unless made and kept so by the exertions of better men than himself. As long as justice and injustice have not terminated their ever-renewing fight for ascendancy in the affairs of mankind, human beings must be willing, when need is, to do battle for the one against the other.

I guess getting that initial capital required no work at all either.

Why don’t they just get that initial capital if it’s so easy.

Unless someone was born with money, the argument against non-corporate landlords (97.5% of single family homes are owned by non-institutional investors) is nonsensical, because those owners had to work for the initial capital.

For us, it’s because work required that we temporarily relocate. But we plan to move back in a couple years and we really like our house.

For others it usually has to do with the fact that selling a home costs 10% of the home’s value after all fees are accounted for.

Then there is the other set of people who genuinely think the equity in a property is more lucrative than money in the stock market (depending on the market and timing, it could be, but it’s ultimately a bet).

But I could ask the same question of every single person bemoaning the existence of landlords. If it’s oh so easy to be a landlord, why don’t they just become a landlord?

Oh yes, it costs me $7k a year for the pleasure of managing a property, responding to all the tenants needs, the risk of paying for major future repairs, trusting the tenant to pay on time and in full (collections is practically impossible to enforce), dealing with vacancies while I still pay the mortgage, paying real estate agent fees which amounts to a month’s rent every time I get a new tenant. And that’s all for a house that I am not able to live in, and that I have locked up 20% of the house’s value for a down payment. It’s much more profitable just to let that money sit in the stock market instead.

But please tell me more about how you know better and that’s it’s all sunshine and rainbows for a non-corporate landlord.

Surely you must ignorant of the economic realities and risk of owning a home and how renting can actually be more lucrative depending on your circumstances.

Everyone here loves to complain about landlords without realizing that the majority of single family home landlords (not corporate landlords) are barely making it by too.

Banks are really the ones making criminal amounts of money. 1/3 of rent is typically interest payments. 1/3 of rent then goes to taxes.

For instance, I make $2,900/mo. from rent, but pay $2,800/mo. for the mortgage. I’ve spent over $8k this year alone on repairs and maintenance. But please continue to complain how landlords are constantly raking in cash. It’s typical for a homeowner to pay 1% of the cost of the property per year to maintain it. I will never see a positive cash flow until the mortgage is paid off in 25 years. The only benefit I get by continuing to own the property is the appreciation in equity and principle payments to the mortgage. At the end of the year we will have a -$7k cash flow and $5k equity appreciation. In a HCOL area, that $5k on paper is less than 3% of the area’s median yearly salary.

I feel for anyone out there who has a landlord that didn’t consider the hidden costs and the fact they should expect to runa negative cash flow, because it’s those landlords that also can’t afford to fix the house you might be renting.

Not quite, this was made with a ControlNet. A hybrid image wouldn’t work as well as this does. But the underlying visual phenomena is the same.

This is done by combining a Diffusion model with ControlNet interface. As long as you have a decently modern Nvidia GPU and familiarity with Python and Pytorch it’s relatively simple to create your own model.

The ControlNet paper is here: https://arxiv.org/pdf/2302.05543.pdf

I implemented this paper back in March. It’s as simple as it is brilliant. By using methods originally intended to adapt large pre-trained language models to a specific application, the author’s created a new model architecture that can better control the output of a diffusion model.

A lot of people in this situation have already tried everything, and they are complaining on the internet because they feel like there is nothing else they can do. Most people won’t even complain about it with their friends. I know I didn’t until one day I got drunk camping. That was the trigger for me to do something about it, because it was clearly eating away at me.

I had many conversations with my wife following that, and how much our sexless marriage really bothered me, but that I am still completely and totally in love with her. We don’t have kids, so there’s not anything keeping us together. We agreed to an open relationship with our rules, and each of us has a veto which could stop the arrangement at any time. We are still completely committed to one another and love spending time together. Things haven’t been better, now when I think about being with another woman, I don’t need to feel guilty about it.

And I think this is the natural state of humanity. Everyone needs a long-term partner for stability and to care for one another, but people always felt the need to cheat as well. Monogamy is as core to our DNA and survival as is Adultery. But because we’ve talked about it, there is no sneaking around necessary, no lying. We are completely honest with each other on everything.

The same argument could be said for an apartment building too. We need to collectively realize that Single Family Houses are a luxury that most of us will never see in our lifetimes. Our grandparents were able to enjoy them at low prices because the US had half the population it does today.

Restrictive building codes that only permit building SFH is the cause of our housing shortage and not short term rentals that consist of 0.2%-1% of all dwellings.

Many leading economist argue for land value tax only as a way to incentivize the most efficient use for our most valuable resource. If land tax was used instead of property tax, a multi-acre plot in a dense urban would be taxed just as much a multi-story apartment building that takes up the same amount of space.

See the Strongtowns article on the subject. https://www.strongtowns.org/journal/2019/3/8/if-the-land-tax-is-such-a-good-idea-why-isnt-it-being-implemented

At it’s core, this is the root cause of the housing crisis. We do not have enough supply. The amount of Airbnb’s that exist is extremely miniscule and the targeting of Airbnbs is an intentional distraction tactic.

Depending on the source, 1% to 0.2% of all dwellings are listed for short-term rental in the US. That’s crazy small and has very little impact on housing prices overall.

The fact of the matter is that Single Family Homes are an incredible luxury that our parents and grandparents were able to enjoy when the country had half as many people as it does now. It is no longer sustainable to expect a SFH in the US, and the American public continuing to cling to that dream and restrictive zoning practices are really what is driving up prices.

If you want an affordable house you will need to move to a rural area where land and labor are cheap. If you want to live near any reasonably sized city, you better be upper middle class to even think about buying a SFH.

We used to run an Airbnb out of the spare rooms in our house. It was very cheaply priced, and we were always booked out for months. Super host status and everything. It was clear most people just look at the price and never the description or rules. We rented two bedrooms with a shared bathroom, and the amount of complaints we received because they had to share a bathroom with someone else was obnoxious.

We closed up shop during the pandemic and just used those rooms as guest rooms instead. In hindsight it wasn’t worth the hassle of dealing with self-centered people who expect an experience superior to that hotels at a quarter the price. We also had some fantastic guests that we loved having stay with us, but the few bad experiences dramatically overshadowed all the good decent people.

Airbnb’s are so shitty today because their customers are just as equally shitty on aggregate.

Cab prices tend to be more consistent across all times of day and location. In Boston an Uber 10 miles west from the airport can cost upwards of $120 depending on the time. A cab would be $60.

The same Uber to the airport is typically much cheaper always at $40.