The meme has a fair point, but its not my gripe with the insurance industry. Im of the opinion that the managers for collective risk products should not be for-profit organizations.
In the US, if a hypothetical agency or one of those weird orgs like the postal service ran national insurance they would not be as profit driven and their proximity to other governennt bodies would push much needed regulations forward.
A rushed game is usually pretty bad, a delayed game is eventually good. While I dont hold AC in very high regard, im glad they told people that it needs more time to cook instead of throwing it out there half-baked.